Commercial Credit Account Manager

Why GMF?

GM Financial International Operations conducts business in Latin America and China. International Operations offers a wide range of wholesale and retail automotive financing products to dealers and their customers. The strength of the international business lies in its ability to tailor its products to meet unique dealer needs, consumer preferences and national requirements in local markets. Latin American country operations include Brazil, Chile, Colombia, Mexico, and Peru.

About the role

The Commercial Credit Account Manager is responsible to manage a commercial customer portfolio mitigating the credit risk involved on them while contributing on their development, promoting the generation of new business opportunities and anticipating needs and requirements.

What you need

• Bachelor degree in Accounting, Administration, Economics, Finance or similar.
• Desirable:
  Master degree in Finance, Economy or MBA completed or in process.
• Fluent in Spanish and English languages.
• At least +3 years credit analysis experience required.
• High ability to analyze and made appropriate financial recommendations.
• Ensure understanding of established credit policies and procedures.
• Knowledge of Anti-Money Laundering Regulations, Accounting requirements.
• Able to complete standard financial estimations, expertise in excel databases management.
• Effective oral and written communication skills in both Spanish and English languages.
• Excellent presentation skills;
  ability to conduct working sessions with internal and external clients including executive levels.
• Excellent organizational skills.
• Teamwork and collaboration, able to manage direct reports and their activities while support them on their own development.
• Ability to work under pressure while keeping a high decision quality.
• Proactivity and initiative.
• Oriented to complete task and objectives.
• Able to established mid-term relationship with customers enabling to strength business connection.
• Negotiation skills.
• Strong computer skills, including Microsoft Office tools.
• Trained in Six Sigma process is a plus.

What you will be doing

• Responsible to manage a pool of commercial customers accounts understanding and business requirements while maintaining a strictly alignment with corporate policies and procedures, regulatory requirements and budget business plan.
• Analyze financial, operating performance and make facilities recommendation according to the conditions of every account.
• Negotiate the proposed terms and conditions provided by Commercial Risk area through the annual or interim credit reviews.
• Maintain a close communication with the portfolio of customers, anticipating needs and promoting an environment of new business opportunities generation.
• Responsible for fulfilling the service level agreements established along available products and services.
• Maintain a proper follow up over established action plans recommended in the credit reviews to enhance customer financial and /or operating results.
• Support Jr. Account Managers on the administration of own portfolio and activities.

What we offer

At GM Financial we want you to be the most authentic version of yourself. We take care of your work-life balance by programming wellness and integration activities, where you will strengthen your relationships with peers and contribute towards the development and wellbeing of your community, while providing you with a competitive salary and benefits. Some of our global benefits include Extended Maternity &
Paternity Leaves, Personal Days &
Community Investment hours.

Mexico:
Additional benefits include Medical Plans, Profit Sharing, Life Insurance, Savings Fund &
Pension Plan and others.

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Disclaimer
Mexico - GM Financial is an Equal Opportunity Employer and is committed to diversity and inclusion at every level of our organization. We do not discriminate against any applicant or employee based on race, color, age, gender, marital status, national origin, religion, sexual orientation, gender identity, veteran status, disability, or any other that undermines human dignity and aims to nullify or impair people´s rights and freedoms.
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